2020 se UPI har merchant ke liye free tha, bina kisi charge ke. Ab yeh badal raha hai.
15 October 2026 se, ₹2,000 se zyada ke UPI payments pe MDR lagega, yaani Merchant Discount Rate, jo transaction ka wo chhota hissa hai jo merchant ko dena padta hai. Yeh 0.4% hoga, lekin sirf un merchants ke liye jo ek certain size se bade hain.
Chhote dukaandar iske daayre mein nahi aate. Agar aapka UPI collection mahine mein ₹1 lakh tak hai, yani aap P2PM category mein aate hain (yeh government ka term hai chhote merchants ke liye jo seedha QR se payment lete hain), toh aapke liye kuch nahi badalta. Aap aaj bhi ZERO MDR pe rahenge.
Yeh farak dukaandaron ko pata hona chahiye, apne business ki size ke hisaab se.
Aapka business is threshold ke andar aata hai ya bahar? Comment mein bataiye.
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[UPI MDR 2026, Digital Payments India, Small Business India, MSME Finance] #AmbitFinvest #PragatiKePartner #AmbitFinvest #PragatiKePartner
Posted on : 17 Sep 2026 6:06 PM
